Join the Team

Make Money Moves While Helping People Move 

Take the next step in your career with Realfinity Mortgage, a data-intelligent, modern, and transparent mortgage brokerage. You focus on relationships, we handle the rest. 

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Why? It’s simple. We are a borrower-first brokerage.

1

Career Focus

Empower your mortgage career with sales coaching, mentoring, professional development, and robust marketing support.

2

Earn Big with Commissions

Maximize your success with competitive rates, high commission splits, and an advanced technology stack that is seamlessly integrated into our POS, LOS, and CRM with no hidden or admin fees. 

3

Powerful Mortgage Technology

Supercharge your lead generation with HomeDashboard, and collaborate with the Realfinity Mortgage network of real estate agents and referral partners. Your success hinges on building strong relationships and we give you the tools to do so.

4

A Work Style That Fits Your Lifestyle

Experience a dynamic culture that embraces remote work flexibility, collaboration with an incredible team, and a comprehensive range of benefits including health and wellness support. 

5

Grow With Us

Realfinity Mortgage is currently available in Florida, Texas, Oklahoma, and California, with the goal of covering the entire continental US.

With HomeDashboard

Generate New Leads

Leverage HomeDashboard to grow and serve an ongoing database of homeowners and homebuyers.
With HomeDashboard

Know Your Client’s Next Move

With daily activity reports you are always on standby – knowing where your homeowners and buyers are at.

With HomeDashboard

Show Live Mortgage Products

Realfinity Mortgage offers the best loan products through wholesale lending, allowing you to tailor competitive products for your clients.
With HomeDashboard

Generate New Leads

Leverage HomeDashboard to grow and serve an ongoing database of homeowners and homebuyers. 

With HomeDashboard

Know Your Client’s Next Move

With daily activity reports you are always on standby – knowing where your homeowners and buyers are at.

With HomeDashboard

Show Live Mortgage Products

Realfinity Mortgage offers the best loan products through wholesale lending, allowing you to tailor competitive products for your clients.

How it works.

How it works.

1

Interview

Meet the team and see if we have a good fit.

2

Offer Letter

Welcome to Realfiity Mortgage!

3

Contract

Commission split and loan officer responsibility acceptance.

4

Training

Learn our tech stack from HomeDashboard to mortgage pricing, locking, and funding.

5

Goals

Prepare and prioritize, plan and get ready to launch.

6

Launch

Execute action plans to achieve your goals.

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Earn 1.65% on every closed loan you bring up to $5,895*
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*Earn 1.65% on every closed loan you bring up to $5,895. Your commission is subject to Realfinity fee deductions.

What You Need.

State licensed or willingness to embark on licensing journey

Bachelor’s degree or equivalent experience

Interest in residential real estate sector, prior experience is a plus

Strong communication skills

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Level Up.

Whether you are an experienced professional or just starting your journey, join a community of collaborative professionals who help each other succeed.

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Opportunities

© 2024 Real-Finity Mortgage, NMLS # 2445766. All rights reserved. Mortgage brokerage services provided by Real-Finity Mortgage, LLC, a subsidiary of Real-Finity, Inc.

*Estimated savings is based on a payment example for an adjustable-rate mortgage amortized over 360 months.

Rates are current as of 08/22/23. Qualifications are based on a 760 minimum FICO credit score, 75% assumed loan to value, for a first lien mortgage on a Single-Family home, primary residence.

Rates, terms, and conditions are subject to change without prior notice and may vary based on creditworthiness, qualifications, and collateral conditions. This is not a guarantee to lend. Loan approval is subject to, but not limited to, property inspection waiver or completed appraisal, preliminary title report, minimum 2-year employment history, and the verification of satisfactory income and assets. Maximum loan amounts and other restrictions may apply. Credit is not guaranteed and will be contingent upon the loan amount and loan program. If loan does not close for any reason, out-of-pocket costs incurred by the consumer will not be refunded.

Contact sales@rfm.io for current rates or more information.

Price Match Guarantee Terms and Conditions

If you secure a loan with any lender at a lower combination of interest rate, fees, and monthly mortgage insurance, we will provide you with a $1,000 check. To ensure a fair and accurate comparison, and to create a level playing field for everyone involved, please adhere to the following conditions:

  1. Quote: Present us with an official, detailed, written quote from a competing lender. The quote should include specific details such as the lender’s name, date of the quote, loan type, term, purchase price/property value, loan amount, interest rate, monthly mortgage insurance amount (if applicable), exact amounts for all lender fees, discount points, lender credits/rebates, as well as precise amounts for all third-party charges, including appraisal, credit report, and title company fees. It is important to provide us with the quote on the same day you receive it, and then obtain a written quote from us on that exact day. This will allow us to review both quotes with you over the phone. Keep in mind that interest rates fluctuate daily, and comparing quotes from different days can lead to misleading comparisons. To ensure an accurate assessment, always compare quotes on the same day.
  2. Rate Lock: Notify us when you decide to proceed with another lender and lock in your rate on the same day you receive written quotes from both Real-Finity Mortgage and your chosen lender. Within 48 hours (two business days) of locking in your rate, email us an unaltered copy of your official locked rate Loan Estimate (LE) provided by the other lender. The locked LE should match the fees sheet or preliminary loan estimate you provided us with. It must include the lender’s name, date, interest rate, APR, loan type, term, exact amount of any mortgage insurance, lock length, and any applicable points/cost or rebate/credit associated with the chosen interest rate.
  3. Closing: Within 48 hours (two business days) of closing your loan, provide us with a complete and unaltered final, signed Closing Disclosure (CD) and the “NOTE” from your closing documents. These documents must precisely match the original written quote and the locked loan estimate provided by the other lender, as well as the documents you shared with us. This verification ensures that the other lender indeed delivered the same combination of interest rate, fees, and monthly mortgage insurance (if applicable) that they initially quoted.
  4. Superior Pricing and Claiming Your $1,000: If we are able to offer you a better price after you have locked in with a competitor, and before your closing date with them, but you choose not to accept our superior pricing, you will not be eligible for the $1,000 lowest rate guarantee. However, if we are unable to provide you with a better price before your closing date with a competitor, and your original detailed quote, official locked loan estimate, and final, signed closing disclosure and note all match, showing the same combination of interest rate, fees, and monthly mortgage insurance, and you have fulfilled the aforementioned terms and requirements, we will send you a $1,000 check within 30 days.

At Real-Finity Mortgage, we prioritize honesty and transparency when dealing with every client. We achieve significant savings for our clients by independently comparing the offerings of premier lenders nationwide, utilizing our volume discounts as a broker, and accepting lower profits on each loan. This is our commitment to delivering exceptional mortgage lending services.

Restrictions

The $1,000 lowest rate guarantee is not applicable to all loan types and is limited to fixed-rate Conventional Conforming loans (excluding Jumbo loans and High Balance Loans), FHA, and VA loans. Offers from the builder’s preferred lender are also excluded. Guarantee is only offered on identical matching loan types and products offered by Real-Finity Mortgage on loan amounts of $200,000 or higher and loans that do not include an obligation to open or retain a banking relationship with a depository bank. You will not be entitled to the $1,000 we guarantee if you choose to decline a superior price from Real-Finity Mortgage that is made to you any time after you lock with a competitor and before you close/sign final documents with that competitor.

Join Realfinity Mortgage

Learn more about your opportunities with Realfinity Mortgage. We look forward to meeting you!

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Get Started

Learn more about your opportunities with Realfinity Mortgage. We look forward to meeting you!