Find the perfect mortgage match.
Our borrowers compare thousands of finance options from our network of investors.
The advent of cloud services and AI have dramatically lowered the cost of having expensive brick & mortar offices as well as area managers.
We believe in transparency and provide maximum ease with minimum fees.
As a digital mortgage bank with hundreds of investors vying for our loans, if you find a better deal, we’ll match it.
Using data intelligence to provide personalized property data and finance options for your clients.
Get a quote in seconds.
Where is Realfinity Licensed?
Realfinity Mortgage is currently available in CA, FL, TX, OK, and Puerto Rico, and pending in TN, with the goal of covering the entire continental US.
FAQ: Rates and Loans
Above, you can see Realfinity’s current rates for standard loan products compared to the average rates offered by other lenders. We benchmark our rates against the competition by monitoring loan locks through an independent capital markets firm. As an embedded lending platform, Realfinity operates at a lower cost, enabling us to offer more competitive rates.
We offer a broad range of loan products, including both conventional (private sector) and non-conventional (government-backed) loans. Within our conventional offerings, we also provide non-conforming and non-QM loans, tailored to specific borrower profiles such as foreign nationals, self-employed individuals, and specialized loan types like jumbo or second mortgages/ HELOCs.
Yes, we have foreigner loan programs.
Yes, we lend on new construction projects, but the appraisal can only be conducted once the property is 90% complete.
Realfinity specializes exclusively in residential mortgages and does not offer commercial loans.
Yes, we operate as a correspondent lender, partnering with various counterparties to provide consumers with competitive rates and loan products. Our counterparties, including investors and wholesale lenders, do not engage directly with consumers. Realfinity Mortgage serves as the sole loan originator, focused on originating loans at a lower cost than traditional lenders through our embedded lending model.
