A mortgage.
From someone you already trust.
Get your mortgage through your real estate agent, builder, or advisor—powered by Realfinity. Faster approvals. Less hassle. No surprises.
Work with Someone You Trust
Skip the lender shopping. Your current advisor has you covered.
Rethinking Loans for Lower Rates
We cut the middlemen and overhead—so you get better pricing.
Close With Confidence
No guesswork. You’ll always know what’s next and why.
I recently purchased my home in Port Saint Lucie, and they guided me through every single step — from finding the perfect property to securing the right financing. It was such a relief having everything handled in one place by people who genuinely care about their clients.
They were always available to answer my questions, kept me informed throughout, and went above and beyond to make sure I was comfortable and confident with each decision. Their professionalism, knowledge, and dedication truly stand out.
Thank you Realfinity!
Since she’s a dual agent, Isabella also helped me secure financing through the Realfinity mortgage platform, locking in a great interest rate that resulted in the monthly payment I was aiming for. The transition from a cash offer to a financed closing was seamless, and we still managed to close the deal in under 14 days.
On top of that, she saved me approximately $6,000 in property insurance by coordinating quick roof repairs that significantly reduced my premium. I also received white-glove, concierge-level service from A to Z — Isabella truly handled every detail with care and precision.
She was strategic, efficient, and always had my best interests at heart. I couldn’t have asked for a better advocate.
The advent of cloud services and AI have dramatically lowered the cost of having expensive brick & mortar offices as well as area managers.
We believe in transparency and provide maximum ease with minimum fees.
As a digital mortgage bank with hundreds of investors vying for our loans, if you find a better deal, we’ll match it.
Using data intelligence to provide personalized property data and finance options for your clients.
FAQ: Rates and Loans
Above, you can see Realfinity’s current rates for standard loan products compared to the average rates offered by other lenders. We benchmark our rates against the competition by monitoring loan locks through an independent capital markets firm. As an embedded lending platform, Realfinity operates at a lower cost, enabling us to offer more competitive rates.
We offer a broad range of loan products, including both conventional (private sector) and non-conventional (government-backed) loans. Within our conventional offerings, we also provide non-conforming and non-QM loans, tailored to specific borrower profiles such as foreign nationals, self-employed individuals, and specialized loan types like jumbo or second mortgages/ HELOCs.
Yes, we have foreigner loan programs.
Yes, we lend on new construction projects, but the appraisal can only be conducted once the property is 90% complete.
Realfinity specializes exclusively in residential mortgages and does not offer commercial loans.
Yes, we operate as a correspondent lender, partnering with various counterparties to provide consumers with competitive rates and loan products. Our counterparties, including investors and wholesale lenders, do not engage directly with consumers. Realfinity Mortgage serves as the sole loan originator, focused on originating loans at a lower cost than traditional lenders through our embedded lending model.